Merida Capital Investments is a boutique investment company. We specialize in financing local Mexicans with real estate purchases, business assets and medical equipment. The Mexican banking system charges 45-60% interest for locals with poor credit or non-established credit. There are many professionals in the area who make a good living, they have assets but no credit rating and as a result when they apply for bank loans they are quoted fees of 60% annual interest and many other hidden fees. As a result of this many Mexicans do not use the current banking system and do not trust the banks. They may not have a credit card, never had a bank loan and have always paid cash for all purchases. This results in having no credit rating. The banks treat these people as high risk and lump them into the same category as people with bad credit ratings, which results in high interest loans.

This is who our clients are. We will lend them money at reduced rates but they must provide adequate security and pass our rigorous loan screening process. All of our loan applicants are personally interviewed, employment and wages are confirmed. All assets used for security will be legally screened for liens and ownership; additionally they will be appraised by a qualified third party appraiser. All applicants must satisfy Merida Capital Investments that they do possess the required monthly income to support the monthly loan payment.

The Merida Capital Investments home-ownership program relies on loans from domestic and international interests. This low-risk, high-yield opportunity is a highly unusual venture that is proving exceptionally popular. Each investor will enter into a loan agreement with Merida Capital Investments which fully outlines the terms and returns of the partnership.

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