The Merida Capital Investments home-ownership program relies on loans from domestic and international interests. This low-risk, high-yield opportunity is a highly unusual venture that is proving exceptionally popular. Each investor will enter into a loan agreement with Merida Capital Investments which fully outlines the terms and returns of the partnership.

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Program basics ~

• All loans are in Mexican pesos
• All returns are paid in Mexican pesos
• Minimum loan: MXN 100,000 (approximately CDN $10,000)
• Accredited Investors only
  

Tools to help calculate currency and financials: Currency Convertor and Investment Calculator

Return on investments ~

• 3-year loan  return: 12% annually
• 5-year loan return:  15% annually

Please click the images to enlarge them.
Please click the images to enlarge them.

Lending Principles

• Wide Diversity and basket of consumer and corporate loans
• Adequate confirmed security
• Every client interviewed in person
• All security assets are evaluated and appraised independently
• Max loan to value will be 65% of appraised value
• No single loan can be more than 15% of total pool of capital invested
• Any loan over 500,000 Mxn Pesos require loan approval from both Managing partners
• Investment Diversification: all capital pooled
  

Loan Defaults

• Loans Contacted 2 days after loan payment missed with 7 days to bring loan into good standing
• Legal action started after 45 days in default
• Liquidation started immediately after court approval
  

Risk Factors

• Currency Fluctuations
• Economic collapse